Lending Services

Personal Loans:

Bandera Bank offers a wide variety of personal loans and can customize our loan product to fit your personal needs. So, whether you are looking to apply for a secured loan or an unsecured signature loan, Bandera Bank has a product that's right for you!

To learn more about our Personal Loan Products, call or visit our location.

Commercial Loans:

Bandera Bank offers many different options for business loans and can put together a loan package that will give you the best opportunity to build your business and achieve your goals. From operating lines of credit to term loans for equipment, we have a product to fit your business needs.

Agriculture Loans:

Bandera Bank understands the importance of the agriculture industry and takes pride in helping our farmers, ranchers and their families. We offer operating lines of credit as well as term loans for livestock, crops, and agriculture equipment.

To learn more about our Ag Loan Products, call or visit our location.

Real Estate Loans:

If you are interested in building, buying or improving your home, come by Bandera Bank and a loan officer will be happy to discuss our real estate products with you.

Lots/Acreage:

If you've found that perfect piece of land to build your home, visit us to discuss our competitive rates and terms with a loan officer.

Commercial Real Estate:

At Bandera Bank, we recognize that commercial real estate loans are important for the expansion and growth of your company and our communities. Contact a loan officer for more information.

To learn more about our Real Estate Products, call or visit Bandera Bank.

Loan Applications

CONSUMER LOAN APPLICATION    |    HOME EQUITY APPLICATION    |    REAL ESTATE APPLICATION

Email completed applications to: loans@banderabank.com

Loan Payments

Pay your mortgage, auto, personal or business loan with your Bandera Bank account, or use a alternative method listed below.

Pay with a Bandera Bank checking or savings account

Looking for a convenient way to pay? You can easily transfer funds to pay your loan if you have a Bandera Bank checking or savings account. Sign in to your Online Banking account and use the Transfer option to pay your loan today.

Don't have an Online Banking account?

Make a one-time payment for your auto, personal, business or mortgage loan using your payment method of choice. 

Make a one-time payment

Important Disclosures

Payments submitted before 5:00 PM CST will be posted the next business day. Payments submitted after 5:00 PM CST on a weekend or a Federal Holiday will be posted in 2 business days. For more information contact a Bandera Bank loan representative at 830-796-3711.

Federal law requires us to provide the following notice to customers before any ''negative information" may be furnished to a nationwide consumer reporting agency. "Negative information" means information concerning delinquencies, late payments, insolvency, or any form of default.
This notice does not mean that we will be reporting such information about you, only that we may report such information about customers that have not done what they are required to do under our agreement.

After providing this notice, additional negative information may be submitted without providing another notice.
We may report information about your account to credit bureaus. Late payments, missed payments, or other defaults on your account may be reflected in your credit report.

*Loans are subject to credit approval NMLS 439911